THE:如何挑選數字貨幣錢包？

無論是想交易賺個差價，還是看好數字貨幣的長期價值，都一定要有數字貨幣錢包。全球知名的數字貨幣錢包有71個*。所以，選一個合適的數字貨幣錢包比較困難，如果你是個萌新就會難上加難。

這篇文章重點要講4件事：什么是數字貨幣錢包，工作原理，挑選原則，頂級的幾款錢包介紹。

1.什么是數字貨幣錢包

首先糾正一個誤區：數字貨幣錢包并不是傳統意義的錢包，加密貨幣是去中心化的，所以數字貨幣錢包里面并不存錢，錢包只存儲公鑰和私鑰。

2.那么數字貨幣錢包是如何工作的呢？

私鑰是一個隨機生成的字符串，通過使用私鑰我們可以進行轉賬。私鑰丟了，意味著錢沒了。

公鑰是根據私鑰加密生成的字符串，公鑰是對外公開的，別人可以往這個地址里轉幣了。

映射到傳統金融體系：公鑰就是銀行卡號，私鑰就是密碼。

3.數字貨幣錢包類型

按照錢包場景，錢包可以分為5個類型：電腦錢包、移動端錢包、云端錢包、硬件錢包、紙錢包

電腦錢包：電腦里下載一個錢包，相對比較安全，但是現在啥電腦都會聯網，只要聯網就可能被黑，只能說相對比較安全。

移動端錢包：移動端錢包就是電腦錢包的翻版，只不過就是運營在手機上而已，現在移動網民用戶量已經超過35億**，所以這個普及度更高。這類錢包通常把私鑰存儲在手機上，但是大多數平臺都不那么可靠，所以這個也并不是十分安全。

在線錢包：在線私鑰存在云端，只要聯網，就能用這個錢包。在云端的感覺，總有種被窺視的感覺，也會帶給你不安全感覺。

硬件錢包：硬件錢包就是把錢包存在硬件里，類似于小U盤之類的。這類錢包的缺點是：硬件得花錢買。如果你是價值投資者，相信長期的力量，不會在短期內進行交易。那么你可以用硬件錢包，硬件錢包。

紙錢包：就是通過各種物理手段，比如用一張紙記下來，或者轉移成一個二維碼存起來，容易丟，輸入也不方便。

4.你需要什么樣的錢包？

安全和體驗不能同時獲得，要根據自己的實際情況選錢包，需要問自己幾個問題：

我是不是天天看錢包，每天都轉賬；我要在錢包里存多少種數字貨幣；愿不愿意花錢買錢包，愿意花多少錢；安全是否是最最最最重要的；是否愿意為了安全犧牲一些體驗？

錢包費用：除了硬件錢包，其他錢包一般都是免費的。

安全性：硬件錢包是最安全的，需要多做點功課，比如看看這個錢包公司的經營時間，還有是否值得信賴。

用戶友好：移動端錢包、電腦錢包用戶友好，操作方便。

便捷性：全球約有3000多種數字貨幣。如果你打算持有多種數字貨幣，最好選個硬件錢包，因為硬件錢包支持的幣種多，比如LedgerNanoS以及Trezor，支持超過700個幣種。

5.全球Top數字貨幣加密錢包

根據前面介紹的錢包方向，接下來我會介紹每個方向的頭部錢包。

Coinbase：最好的在線錢包

Coinbase

Coinbase是貨幣交易所，所以他們提供錢包服務也是順理成章的。FDIC***為Coinbase的每個賬戶投保了25萬美金的保額。我們可以通過瀏覽器、IOS、安卓使用他的錢包服務。

BlockChain：最好的在線錢包

Blockchain

基本功能與Coinnbase一樣。

LedgerNanoS：最好的硬件錢包

LedgerNanoS

支持超過700種幣，長得有點像個U盤。

TrezorOne：最好的硬件錢包

TrezorOne

Binance將于4月7日移除ACM/BTC、OMG/ETH等多個現貨交易對:4月5日消息，據官方公告，Binance將于4月7日移除并停止ACM/BTC、ALICE/BNB、BAR/BTC、DOGE/RUB、ENJ/BNB、FTM/RUB、GMT/AUD、HOT/EUR、OMG/ETH、RUNE/TRY等現貨交易對的交易。[2023/4/5 13:45:26]

這個錢包設計的挺時尚的，也支持超過700個幣種。

Copay：最好的移動端錢包

Copay

這個錢包信譽挺好。

Electrum：最好的電腦錢包

Electrum

只支持比特幣。

Exodus：最好的電腦錢包

Exodus

界面很好看，安全性做的也不錯，主流幣種全部支持，比如：Bitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj等。

其他電子錢包

以上介紹的都是主流電子錢包，沒能把所有的電子錢包全部介紹一遍，

以下是G2全球的評分，有興趣的朋友可以自己去看看

G2

6、最后的思考

希望自己寫的東西能幫到別人吧。

*數據來源：G2，全球著名的B2B針對企業用戶的軟件評測平臺，在同類網站中影響力最大、權威性最高，被稱為商用軟件領域的“大眾點評”。

**數據來源：Newzoo，全球游戲和電競行業數據分析及市場情報的行業領導者。

***FDIC：美國聯邦存款保險公司

如果想探討更多關于數字貨幣的信息，歡迎加微信：bityue，或者關注微信公眾號：區塊見聞。

EnglishVersion

Whetheryou’replanningtostarttradingorsimplyholdingcryptocoinsforfutureinvestments,acryptocurrencywalletisamust-have.So,consideringyourgoal,youneedtoknowhowtochoosetherightcryptowallet.

Inthisindustry,walletsareanessentialpartofowningandinvestingincryptocurrencies,regardlessoftheirtype.

Butsincetherearesomanygoodoptionsin2020,choosingtherightwalletcanturnintoaburden.Especiallyifyou’renewinthecryptoworld.

Thisarticlewillguideyoutowardlearningallthereistoknowaboutwallets–whattheyare,howtheywork,whattoconsiderwhenchoosingone,andwhatarethebestcryptowalletstoget.

1.Whatarecryptowalletsallabout？

Rightoffthebat,weneedtotalkaboutoneofthemostcommonmisconceptions?aboutcryptocurrencywallets.

Eventhoughcryptowalletsaresimilartotraditionalwallets,theydon’tactuallystoreyourcryptocurrency.

Coinbase盤前直線拉升，現漲近9%:金色財經報道，行情顯示，Coinbase(COIN.O)盤前直線拉升，現漲近9%。

剛剛報道，谷歌選擇Coinbase進行加密貨幣云支付，并將使用其托管工具。[2022/10/11 10:31:04]

Asyoualreadyknow,cryptocurrenciesaredecentralized.Meaningthattheyaren’tstoredinasinglelocation,butinsteadarerecordedintheformoftransactionsandstoredontheblockchain.

Hence,cryptowalletsaresoftwareprogramsthatstoreyourpublicandprivatekeys.

Tosimplyputit,theyarelikebankaccounts.Theyallowyoutotrackyourbalanceandmaketransactions,allfromoneplace.

No“real”coinsareactuallyeverexchanged.

2.Buthowdothesekeyswork?

Aprivatekeyisarandomlygeneratedstringofnumbersandletters.Yourprivatekeyallowsyoutosendcryptocurrencytosomeoneelse.Withoutit,youcan’tapprovetransactions.Soit’scrucialtokeepitassafeaspossible.

Losingyourprivatekeymeanslosingyourcoins.

Thepublickeyisakeythatotherscansee.It’sderivedfromtheprivatekeythroughahash.Thepublickeyisyourwalletaddress,andit’susedbyotherstosendcryptocurrenciestoyourwallet.

Thinkofitlikethis:yourpublickeyisyourbankaccount,andyourprivatekeyisyoursecuritycode.It’sfineforpeopletoknowyourpublickey,butnotyourprivateone.

Here’sapracticalexample.

Whenapersonsendsyoucryptocoins,theyaresigningoffownershipofthosecoinstoyourwallet’saddress.

Buttospendthosecoins,theprivatekeystoredinyourwalletmustmatchthepublicaddresstheyareassignedto.Ifthepublicandprivatekeysmatch,thebalanceofthewalletwillincrease,whilethesenderswilldecreaseaccordingly.

3.Typesofcryptowallets

Cryptowalletscanbebrokendownintofivecategories:

Desktop

Online

Mobile

Hardware

Paper(ChecktheRipplePaperWalletexample)

QANplatform橋智能合約遭到攻擊，建議不要執行QANX代幣相關交易:10月11日消息，抗量子計算攻擊的Layer1區塊鏈QANplatform發推稱，其橋智能合約遭到攻擊，攻擊者設法提取了代幣，提醒用戶不要執行任何與QANX代幣相關的交易。目前團隊正在調查問題。目前 QANX 價格短線跳水跌超 90%。[2022/10/11 10:30:53]

Desktopwallets

Youcandownloadandinstalldesktopwalletsonyourcomputerregardlessoftheoperatingsystemyourun.Theyarearelativelysafemethodofstoragesincetheycanonlybeaccessedthroughyourcomputer.

However,likemostthingsnowadays,ourPCsareconstantlyconnectedtotheInternet.Soneverassumethatyourkeyscan’tgetstolen.

Onlinewallets

Onlinewallets“run”onthecloud,whichmakesthemveryconvenientasyoucanaccessthemfromvirtuallyanywhereintheworld.Aslongasyou’reconnectedtotheInternet,thatis.

However,theonlinestorageofthekeysalsoposesathreat.Yourkeysarenotfullyinyourcontrol,andbycentralizingnumerouskeysyoumakethemmorevulnerabletoattacks.?

It’sworthmentioningthatonlinewalletsareusuallyusedbycryptoexchanges.

Mobilewallets

Mobilewalletsaretheequivalentofdesktopwallets,andtheyaredesignedtorunonyoursmartphone.

Sincemobilephonesaresuchabigpartofourdailylives,it’snowonderthatmobilewalletsareamongthemostconvenienttypesofcryptowallets.Theyarealsonotoriouslyuser-friendlyaswellasquitestylish.

Anotherupsideisthatyourkeysareusuallystoredlocallyonyoursmartphone.Butconsideringthedoubtfulsecurityofmostplatforms,mobilewalletstendtosufferfromvarioussecurityshortcomings.

SIDENOTE.Certainmobilewalletsalsostoretheirkeysinacloud,asasafetyprecaution.Makesuretothoroughlyresearchhowawalletworksbeforedecidingwhichtouse.

Hardwarewallets

Ifyou’reseriousaboutstoringyourcryptocurrenciesforthelong-run,thenasfarassecuritygoes,ahardwarewalletisyourbestoption.?

Bitfinex宣布支持ETHW:9月16日消息，Bitfinex宣布支持ETHW，Bitfinex賬戶中有ETH余額的客戶將收到ETHW代幣。[2022/9/16 7:01:42]

Unlikesoftwarewallets,hardwarewalletsstoreyourkeysonahardwaredevice.Mostofthemaredesignedtobesafeevenwhenconnectingthemtoinfectedcomputers.

Theonlymajordrawbackofhardwarewalletsistheirprice.?Butweallknowthatgoodthingsdon’tcomecheap.

Paperwallets

Asthenamesuggests,paperwalletsallowyoutostoreyourprivateandpublickeysonprint,usuallyviaQRcodes.

Butitdoesn’thavetobeonlypaper.Youcanalsoprintthemonplastic,similartoacreditcard.

Asstrangeasitmightsound,it’sactuallyaverysafe?solutiontostoreyourprivatekeys.Inordertospendmoneyfromyourpaperwallet,youneedtofirsttransferittoasoftwarewallet.Thisprocessisknownas“sweeping”.

Asyoucantell,themaindrawbackisthefactthataprintedwalletcaneasilygetlostorstolen.

4.Whattypeofwalletdoyouneed?

Ofcourse,choosingthebestcryptocurrencywalletisamatterofpreference.Butselectingitshouldinvolveasetofpragmaticandpracticalreasons.Beforeanything,it’simportanttoaskyourself:

DoIneeddaily,quickaccesstothiswallet?

HowmanycurrencieswillIhold?

Whatarethecosts?

Issecurityimportanttome?

AmIwillingtotradesecurityforconvenience?

Costs

Mostcryptocurrencywalletsareusuallyfree,butsome,likehardwarewallets,requireasmallinvestment.

Ifyouplantoholdontoyourcoinsforlongerperiodsoftime(orifyou’reholdinglargeamountsofcryptocurrency),werecommend?investinginahardwarewallet.

Security

Keepingyourfundssecureisextremelyimportantandshouldbeatthetopofyourprioritylistwhenchoosingawallet.

It’simportanttocarryoutplentyofresearchaboutthewallet’ssecurityfeatures.Ifyouwanttomakesurethatyou’vedoneeverythingpossibletowardsensuringthesecurityofyourfunds,thenoptforahardwarewallet.

Oanda分析師：加密貨幣的冬天可能結束:金色財經報道，外匯交易平臺Oanda的高級市場分析師Edward Moya表示，加密貨幣的冬天有可能結束。他認為，盡管最近有不好的市場消息，但一些加密貨幣投資者開始購買更多的比特幣（BTC）和其他加密貨幣。他指出，更多持有者開始增加他們的頭寸。Moya認為“加密貨幣的冬天有可能結束”。

Moya補充說，在未來幾個月，加密貨幣可能不會走出“波濤洶涌”的水域。但是，如果對比特幣的風險偏好繼續增長，“我們可以看到勢頭真正到位，并使加密貨幣大幅上漲”。（CoinDesk）[2022/8/24 12:44:03]

Mobility

Whenitcomestomobilityandconvenience,onlineandwebwalletsareyourbestfriend.Youcanaccessthemfromanywhere,regardlessofthedeviceyou’reusing.

User-friendliness

User-friendlinessisoneofthemostcriticalaspectsofanytypeofcryptowallet.Itcanmeanthedifferencebetweenenjoyingusingthewalletandgettingfrustratedwithit.

Generally,mobileanddesktopwalletsareveryuser-friendly,andtheydon’tneedmuchworktosetthemupproperly.

Convenience(multi-currency)

Ifyou’replanningtoholdmorethanonecryptocurrency,thenpickingawalletwithmulti-currencysupportisamust.Usually,it’srecommendedtopickarenownedwallet,withmanyreviewsandgoodsupport.

Butifyou’replanningtousethewalletforjustonecryptocoin,youshouldcheckoutthecoin’swebsitetoseeiftheyhaveadedicatedwallet.

Werecommendedhardwarewalletsafewtimesinthisarticle,andoneoftheirmainadvantagesistheirnumberof?supportedcryptocurrencies.

Forexample,twoofthebest-sellinghardwarewallets(LedgerNanoSandTrezor)boastsupportforover700coinsandtokens.

5.Topcryptocurrencywallets

Tomakeiteasierforyouwhenitcomestochoosingtheperfectwallet,wewilltakealookatsomeofthebestwalletsfromeachcategory.

Thebestonlinewallets

Coinbase

Coinbase

Coinbaseisacryptoexchangeservice,sothemcreatingtheirownwalletmakesperfectsense.Theirwalletisoneofthemostpopularonlinewalletsandit’soneofthebestpossibleoptionsforpeoplethatarestartingoutinthecryptoworld.

TheCoinbaseWalletiscoveredbytheFDICinsuranceforupto$250,000ofyourfiat.YoucanaccessitviaanymodernwebbrowserorthroughtheofficialiOSandAndroidapps.Atthesametime,itallowsyoutousea2-FactorAuthenticationsystemoruseGoogleAuthenticatorformoreprotection.

Blockchain

Blockchain

Ifyou’renotafanofCoinbase,theBlockchainWalletisaperfectalternative.

JustlikeinthecaseofCoinbase,Blockchain.infoisaccessibleviaanymodernwebbrowserorthroughitsofficialmobileapplications.

Italsousesa2FAsystem,anditprovidesyouwiththepossibilityofsecuringyourfundsusingafour-digitpassword.

Thebesthardwarewallets

LedgerNanoS

LedgerNanoS

TheLedgerNanoSisoneofthemostsuccessfulhardwarewalletscurrentlyonthemarket,andithasalotgoingforit.

Forstarters,itcomeswithsupportforover700coinsandtokens,andenoughsecurityfeaturestokeepeventhemostsecurity-savvyusershappy.

Ithasasimpledesign(verysimilartoatypicalUSBstick)withtheadditionofasmallLCDscreenandtwophysicalbuttonsfortransactionverificationandconfirmationpurposes.

TrezorOne

TrezorOne

IncaseyoufindLedgerNanoStobeabittooconservativeaboutitsdesign,youcancheckoutTrezorOne,itsdirectcompetitor.

JustlikeLedgerNanoS,thiswalletalsocomeswithsupportforover700coinsandtokens,andlotsofsecurityfeatures.

Thebestmobilewallets

Copay

Copay

CopayisahighlyreputablemobilecryptowalletbackedbyoneoftheleadingBitcoinpaymentfirms.

It’savailableforbothAndroid?andiOS,butitalsocomesintheformofwebanddesktopapps(availableforWindows,macOS,andLinux).

ItsupportsBitcoinandBitcoinCashandisfreetouse.

Intermsofsecurity,Copayisverywellrated.It’soneofthefirstBitcoinwalletstosupportthefullBitcoinPaymentprotocol.Anotherbigadvantageofthewalletisthefactthatit’sveryeasytouse,makingitperfectforbeginners.

Thebestdesktopwallets

Electrum

Electrum

Electrumisalightweightandveryfastdesktop(andmobile)cryptocurrencywallet.Itispopularforitsvarietyoffeatureswhichmakeitoneofthemostflexiblechoicesoutthere.

Itprovidescoldstoragesolutions,aswellasintegrationwithsomeofthebesthardwarewallets:LedgerNanoS,KeepKey,andTrezor.

TheElectrumwalletalsofeaturesintegrationwithTor,andithastop-notchencryptiontechnologiesbuiltwithin,whichmeansit’sverysecureanditprotectsyouranonymity.

However,theElectrumwalletonlysupportsBitcoin.Soifyou’replanningtouseanyothercryptocurrencies,youmightwanttolookforadifferentwallet.

Exodus

Exodus

Ifuser-friendliness,aswellassecurityandconvenience,arewhatyou’reafter,thenExodusisdefinitelyagoodchoice.

It’soneofthebest-lookingcryptocurrencywallets,withamodernandstylishinterfaceandenoughpracticaleyecandytohelpyoucontrolallyourcryptofunds.

Itsupportsawiderangeofcryptocurrencies,includingsomeofthemostpopularsuchasBitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj,andmore.

Otherwalletsworthmentioning

Whiletheabovementionedwalletsaremarketleaders,itwouldbeashamenottotalkaboutupcomingplayers.

Guarda,forexample,isanall-in-onewalletthataimstoprovideitsuserswithaccessibilityandflexibility.Thewalletisavailableinawebversion,asaChromeextension,asamobileappandasadesktopapp.

Currently,itsupportscloseto50coins,includingBitcoin,Dash,EOS,Ethereum,Litecoin,Ripple,andmore.

Finalthoughts

Choosingacryptowalletisnotasimpledecisionandyoushouldnottreatitlightly.Butitwillallowyoutosafelystoreandeventuallyspendyourcryptocoins.

Prepareforalotofreadingandsomeexperimentation,asyoumaynotfindyourperfectmatchonthefirsttry.

Bethatasitmay,wehopethisguidehelpedyouandofferedallthenecessaryguidanceandbasicunderstanding.

Ifyouwanttotalkmoreabout?Cryptocurrencies,pleasefellfreetoaddmyWechat:bityue，or?followOfficialAccounts：BlockSense

來源：金色財經

Tags：THEALLLETWALEtheriyaQMALLwallet幣圈Doge of WallStreetBets

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